This blog is a personal blog that contains information on different aspects of family life, personal growth, child development and financial literacy.  The author is not expert in rendering professional advise regarding the above matter but she is willing to share every experiences she encounter along the way.  If expert assistance is needed, it is best to seek advise from licensed professionals engaged in that line of expertise.

The author of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the author receives compensation for her posts or advertisements, She always give her honest opinions, findings, beliefs, accurate information or experiences on those topics or products. However, the information should be used only as general guide and there's no guarantee that the information is free of typographical or content errors. This blog does not contain any content which might present a conflict of interest.

The author will assume no legal responsibility and liability to any person or entity in relation to any loss or damage from direct or indirect use of the information contained in this blog. There are no warranties of any kind, expressed or implied by the author.

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